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ISA Allowance Tracker (2026/2027)

Track how much of your £20,000 ISA allowance remains before 5 April 2027.

Last updated: 

Track Your ISA Allowance

Enter what you've deposited so far this tax year (6 April 2026 – 5 April 2027).

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Note: The 2026/27 total ISA allowance is £20,000. Enter current-year subscriptions; for a flexible ISA, account for eligible replacement withdrawals. From 6 April 2027, the Cash ISA limit will be £12,000 for under-65s.

Total Allowance Remaining

£20,000

0% of £20,000 used

Total Used

£0

LISA Remaining

£4,000

ISA limits for 2026/27

The overall adult ISA subscription limit is £20,000 for the tax year from 6 April 2026 to 5 April 2027. You can use one account or split the allowance across multiple accounts. You may pay into multiple ISAs of the same type, except that you can only pay into one Lifetime ISA in a tax year.

The allowance does not roll over. Withdrawals only restore contribution room during the same tax year if the ISA is flexible and the provider's rules allow replacement.

Lifetime and Cash ISA limits

The Lifetime ISA subscription limit is £4,000 within the overall £20,000 allowance. The government adds a 25% bonus, up to £1,000 a year.

For 2026/27, up to the full £20,000 can still be subscribed to Cash ISAs. From 6 April 2027, the Cash ISA limit will be £12,000 for people under 65 while the overall ISA limit remains £20,000.

FAQ

Frequently Asked Questions

Can I pay into more than one ISA of the same type? +
Yes. You can split the £20,000 allowance across multiple accounts, including more than one Cash ISA or Stocks and Shares ISA. You can only pay into one Lifetime ISA in a tax year, and its limit is £4,000.
What changes for Cash ISAs in April 2027? +
From 6 April 2027, people under 65 will have a £12,000 Cash ISA limit within the unchanged £20,000 overall ISA allowance. People aged 65 or over retain a £20,000 Cash ISA limit.

Official sources