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Financial and other news tailored to UK students and young adults, explained without unnecessary jargon.

General · Guardian Money

HMRC Delay

A family paid too much inheritance tax due to a solicitor's incorrect estimate. They had to wait a year for a £150,000 rebate from HMRC. This case highlights the tax office's slow refund process.

Key takeaway: HMRC's slow refund process can cause significant delays for individuals and families, highlighting the need for careful planning and professional advice.

General · Bank of England

Bank Rate Held

The Bank of England's Monetary Policy Committee has decided to keep the Bank Rate at 3.75%. This decision was made in April 2026. The Bank Rate affects the interest rates on loans and savings accounts

Key takeaway: The Bank Rate remains at 3.75%, meaning interest rates on loans and savings accounts are likely to stay the same

Employment · HMRC

Employers Fined

The HMRC has announced that 389 employers have been penalised for underpaying workers. These employers failed to pay the minimum wage to tens of thousands of workers. The penalties are part of the UK government's efforts to enforce minimum wage laws.

Key takeaway: Hundreds of UK employers have been penalised for underpaying their workers, highlighting the importance of knowing your rights as a worker.

Employment · HMRC

7m New Jobs

According to new figures, 7 million people started a new job in 2025. This significant number indicates a high level of job movement in the UK. The HMRC is encouraging those who have started new jobs to download their app for essential job-related information

Key takeaway: 7 million people started a new job in 2025, and the HMRC app can help you stay on top of your finances and tax obligations

Housing · HMRC

Claim Child Trust Fund

The HMRC is encouraging young people to claim their Child Trust Fund savings. This savings scheme was set up for children born between 2002 and 2011. Claiming these funds can provide a financial boost to young adults

Key takeaway: You can claim your Child Trust Fund savings to get a financial head start