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ISA Allowance Tracker (2026/2027)

Check exactly how much of your £20,000 annual tax-free allowance you have left to use before April 5, 2027.

Last updated: 

Track Your ISA Allowance

Enter what you've deposited so far this tax year (6 April 2026 – 5 April 2027).

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Note: For the 2026/2027 tax year, the total ISA allowance is £20,000. From April 2027, the maximum Cash ISA contribution for under-65s will be reduced to £12,000.

Total Allowance Remaining

£20,000

0% of £20,000 used

Total Used

£0

LISA Remaining

£4,000

How the ISA allowance works

For the 2026/2027 tax year, every UK adult has a tax-free ISA allowance of £20,000. You can split this across different types of ISAs, such as a Cash ISA, a Stocks & Shares ISA, or a Lifetime ISA (LISA).

The allowance resets every year on April 6. If you don't use it, you lose it—it doesn't roll over to the next year.

The Lifetime ISA limit

While your total allowance is £20,000, there is a strict sub-limit of £4,000 per tax year for Lifetime ISAs. Any money you put into a LISA counts towards your overall £20,000 limit. The government adds a 25% bonus to your LISA contributions, giving you up to £1,000 free each year.

FAQ

Frequently Asked Questions

Can I have more than one of the same type of ISA? +
Yes. Recent rule changes mean you can now open and pay into multiple ISAs of the same type in a single tax year, as long as your combined contributions across all of them don't exceed the £20,000 limit.
What is the new Cash ISA cap coming in 2027? +
The government has announced that from April 2027, the maximum you can deposit into a Cash ISA will be capped at £12,000 per year for those under 65. The remaining £8,000 of your £20,000 allowance will have to go into a Stocks & Shares ISA or Innovative Finance ISA. This tracker is for the 2026/2027 tax year, so the full £20,000 can still go into cash if you want.